text.skipToContent text.skipToNavigation

Your Guide To Bank Statement For UK From Pakistan [2023]

What is A Bank Statement?

A bank statement is a record of one's account activity over a given time period. It is a statement that the bank sends out on a regular schedule, usually monthly or quarterly, to its account holders.

In addition to the how much bank statement for the UK student visa from Pakistan, a letter from the bank will also be needed to accompany the bank statement. It would certify the amount and duration of money held.

Note that both documents must be on headed paper and signed by an official from the bank.

How Much Money Do I Need?

UK Study Visa Fees

The UK study visa fees depend on various conditions, mainly the course duration. As per the latest update, the UK study visa fee is £348.

They also charge an additional amount of £470 annually under the head of the healthcare surcharge. UK study visa fees are required to be paid at the time of application.

Course Fees/Tuition Fees

The cost of a course varies widely depending on various factors, including the type of course, duration of the course, the level of study, and the institution you wish to choose.

However, the average course fees for undergraduates range from £10,000 to £30,000 a year. The postgraduate program fees can range from £10,000 to £40,000.

You must have money to pay the course fees for the first year of your program. If the course you are pursuing is for less than 12 months, you must show the money required to pay the full course fees.

Living Expenses in The UK For International Students

The living expenses in the UK for international students mainly depend on where they live. Living cost includes accommodation, traveling, utilities, and food.

The average cost of all these expenses is around £1350 per month. This cost is for one person living alone in one room apartment.

The estimation mentioned above depends majorly on the city you live during study in UK.

Parked Funds

Parked funds refer to the amount of money kept in a specific account for a specific time. The amount is considered to be used for a predetermined purpose. It means the funds are not actively being used. However, the funds are used when that predetermined condition is met.

Can I Show an Online Bank Statement?

Different countries have different requirements to prove financial stability. You can use your bank statement for the UK student visa as proof of your income.

However, it must meet some requirements. The statement should be the official document, including the bank’s letterhead, stamp, and account holder details.

Ensure the statement covers at least 28 days of the period and should not be older than 31 days before the visa application date. The bank statement must show your financials are enough to support you while you study in UK. Also, a cover letter from the bank is required to assure the statement's validity.

Financial Evidence

The UK study visa candidate must show his financial income evidence. The proof of funds that is requested to show can be in the:

  • Candidate’s personal bank account
  • Parent’s or guardian’s bank
  • A joint account with anyone
  • A joint account with your parents
  • Your spouse’s account

Required Financial Documents

While applying for a study visa to the UK, one needs to show financial stability to prove that he can support himself financially while studying there. For this purpose, the candidate will be required to submit the following documents:

  • Bank statements
  • Letter from the bank
  • Scholarship letter/sponsorship letter
  • Letter from the financial organization granting study loan
  • Building society pass books
  • Certificates of deposit

The 28 Days Rule

The amount of money you use to bear tuition fees and living expenses must be in your bank account for 28 days consecutively. During these 28 days, the amount should not be dropped below the required funds.

It will direct your application towards refusal, even if it happens for just one day. Twenty-eight days will be counted backward from the ending balance of your bank account. Also, ensure the closing balance cannot be over 31 days on the application submission date.

What to Do If I Have Insufficient Funds?

If you do not have enough funds to support your education and living expenses in the UK, you can opt for the following options:

  • Seek Scholarship - Many universities offer scholarships for international students. You can search for scholarships specifically designed for your country. Scholarship announcements are usually made on the university’s website, or you can find them on the UK government's official website.
  • Get a Student Loan - You can search for study loan programs. Many schemes are available to support students who want to pursue studies abroad.


Who does not need to meet the financial requirements?

If you are already living in the UK with a valid visa of 12 months or more and switching towards study, you do not need to meet the financial requirements.
The students awarded fully funded scholarships do not need to meet the financial requirement.

Who must meet the financial requirements but does not need to submit financial documents?

You must meet the financial requirements stated above if you are a citizen of one of the countries mentioned in Appendix ST paragraph 22.1 of the Immigration rules. However, you are exempted from submitting your financial documents while applying for a student visa application.

Also, suppose your government or international scholarship agency has sponsored you for a completed course in the prior 12 months. In that case, you will require written consent only! You do not need to submit financial documents.

Who must meet the financial requirements and submit Financial Evidence?

All the students except the two categories mentioned above must meet the financial obligation and submit monetary documents.

How many months' bank statements do I need for a UK student visa?

You will need to submit a bank statement covering 28 days. The bank statement should not be older than 31 days from the date of application.

Ready to get started? Book a FREE appointment

Please select a level of study

Enter subject, choose from the list or hit search

  • Start typing, choose from the list or hit search

  • Enter subject, choose from the list or or hit search

Please type and select an institution

  • Type 3 characters of a university name and select from the list

  • Enter a university or school name and select from the list